EMI / e-money advisory
Diagnostic → partner / acquisition shortlist → execution retainer. A structured path to SEPA and e-money options via partner, buy or build.
IvyPay j.d.o.o. · Zagreb · EU
Payments, EMI & SoftPOS advisory
Company advisory for founders and operators who need a clear path to SEPA, e-money and Banking-as-a-Service — without the theatre.
We sell knowledge, process and network to reach SEPA / e-money / BaaS faster (partner · buy · build). We do not sell EMI licenses.
Book a discovery call See opportunities
Discovery call = 20–30 min scope fit. Outcome: Package A, B or C — or a clear decline.
01
Opportunities / What we do
Four public pillars. Advisory, shortlists and introductions — never licence sales.
We do not sell EMI licenses.
SoftPOS / PayFac / payments
EU SoftPOS and certification path, Android POS, ISO / ISV channels — advisory on the route, not sales of SoftPOS or PayFac licences.
International markets
China, India, Middle East, USA and Asia — trade introducer and fee-protected commercial introductions for operators and payment companies.
Indicative packages · by scope · excl. VAT
EMI Readiness Diagnostic
€5–15k Indicative · by scope · excl. VAT
Gap map vs target SEPA / e-money path; partner vs buy vs build recommendation; written readout.
Enquire — Package APartner / Acquisition Shortlist
€25–50k Indicative · by scope · excl. VAT
Shortlist and intro path for partner / acquisition options; scorecard; next-step statement of work.
Enquire — Package BExecution Retainer
€8–15k / month Indicative · by scope · excl. VAT
Ongoing advisory through execution — meetings, vendor / regulator process coaching, network intros as agreed in the SOW.
Enquire — Package CCroatian customers: +25% VAT. EU business customers with a valid VAT ID: reverse charge. All figures are net; never shown as gross for every buyer.
02
Team
Leadership and advisory board.
Leadership
Ivan Milković
CEO & Founder, IvyPay j.d.o.o.
Innovator · Salesperson · Athlete
18+ years building sales and partner channels in telecom and fintech (HT, Vipnet / A1, team of ~60). Founded SalesPeritias / WindPay (exit 2022). Exhibited at CES 2020 in Las Vegas.
- Telekom Austria Group Best Employees2011
- A1 top performer — 6 consecutive years2007–2013
- First certified Android payment terminal in the EUWindPay
- CES 2020 Las Vegas exhibitor (Sales Peritias) poslovni.hr · ICTbusiness TV2020
- Exit — SalesPeritias / WindPay2022
Robert Wastyn
Chief Payment Officer
Over 25 years in the payment sector, with a track record in innovation and product management — including the Maestro acceptance strategy in Europe. Entrepreneur with local experience across European markets; recruited by MasterCard for merchant experience and a driving force in successful projects.
Dr. Youri Reiland
Chief Intelligence Officer
Orthopaedic surgery and traumatology specialist focusing on the locomotor system (shoulder and elbow surgery). Inventor and entrepreneur.
Advisory board
- Ernst Verbeek
- Daniel Verbruggen
- Sofie Peeters
Additional EU counsel and commercial partners are engaged per mandate. Third-party names and logos appear only with written permission.
03
Contact / Company
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IvyPay j.d.o.o.
- Address
- Zelinska ulica 7, 10000 Zagreb, Croatia
- OIB
- 76468463822
- MBS
- 081491593
- EUID
- HRSR.081491593
- Court
- Commercial Court in Zagreb
- Share capital
- EUR 1.00, fully paid
- Director
- Ivan Milković
- VAT ID
- HR76468463822
- IBAN
- HR4923400091111222229 (PBZ, EUR)
- ivan@ivypay.biz
- Personal
- milkovic.eu — personal consulting brand